[Re-advertising] WaterCredit Officer for CBO Program

Job Announcement:  WaterCredit Officer for CBO Program

Deadline for Applications: 14 April, 2017

About Water.org

Water.org is an international non-governmental organization working to increase access to water, sanitation and hygiene (WASH). Water.org has been in operation since 1990, implementing water and sanitation programs in conjunction with local partners such as financial institutions and water/sanitation service providers. Water.org programs have reached over 3 million people in 12 countries. 

Water.org has scaled its WaterCredit initiative over the last several years, which works by building the capacity of carefully selected local financial institutions to offer affordable financing for water and sanitation facilities. WaterCredit programs support financial institutions through a combination of financial assistance and technical support. Since 2003, Water.org has implemented WaterCredit programs with 66 partner financial institutions, facilitating over 550,000 water and sanitation loans totaling over $120 million.

Water.org launched operations in Indonesia in early 2014 and seeks to build relationships with a broad range of financial institutions (microfinance institutions, commercial banks, BPRs, cooperatives) and water/sanitation service providers. 

Water.org Indonesia had developed a model to strengthen, finance, and expand Community Based Organizations/BPSPAMS/HIPPAMS (CBOs) established under the PAMSIMAS and SANIMAS programs. Water.org seeks to provide additional support to build CBO governance structures, technical and operational capacity and financial management skills to maintain and scale their water and sanitation services in rural Indonesia. Water.org also seeks to further inform financial institutions (FIs) about investment opportunities in the rural water supply sector and support FIs to increase loans to CBOs for financing management systems and infrastructure expansion.

Position Description

Water.org seeks a highly skilled and highly motivated WaterCredit Officer to support the implementation of the program focused on rural pipe water/sanitation supply. This position will be based in Jakarta with regular travel throughout Indonesia. The WaterCredit Officer will report to the CBO Senior Program Manager, the Water.org  local team and HQ staff. The WaterCredit Officer will manage CBO-focused programs in partnership with Indonesia and U.S.-based staff, including program and financial management, partner development, and program monitoring and evaluation. 

The responsibility for this position is working with CBO for baseline,  strengthening and to expand services through CBO financing.

The task responsibilities include:

1. CBO Baseline: Identify and assess CBOs and organize information into database that will be used to manage CBO strengthening and willing to get financing efforts. Identify strong CBOs with high potential to improve or expand piped water or sanitation services.

2. CBO Strengthening: Working in coordination with the Local Government on the BPSPAMS/CBO Water and Sanitation Program, the CBO Association and the Government of Indonesia, strengthen high potential CBOs to ensure that they have the basic operational capacity to improve water and sanitation services, access commercial financing to expand, and sustain operations over the long-term.

3. CBO Financing: Manage the lender participation on the CBO financing program. Review of new financial institutions or banks criteria for participation, credit review of proposed loans, manage all data and tracking system, generate all reports. Present CBO investment opportunities to financial institutions/investors (FIs), deliver training and support to FIs to underwrite and disburse loans to CBOs, and facilitate CBO loan applications.

This position reports to the Senior Program Manager and works closely with Country Director and Program Managers at the Water.org head office in the US.

Core Responsibilities

1. CBO Strengthening Program (30%) – Manage the CBO strengthening programs. Key tasks include, but are not limited to:

a. Help define standardized CBO operating requirements used assess, improve, and monitor CBO capacity

b. Working collaborative with Water.org Local Facilitator and PAMSIMAS team program to manage the CBO Strengthening program.

c. Develop and maintain database of CBOs in high priority regencies and operational capacities of those CBOs

d. Develop CBO training materials and capacity building tools; Deliver trainings to CBOs in different aspects of business management and operations, including planning, budgeting, operations, accounting, financial management, billing and customer service, and construction and maintenance of water facilities

e. Support CBOs to secure engineering, construction, and other services from private sector providers

f. Conduct program monitoring visit (PMV)  and monitor CBO progress against standard operating capacity requirements including infrastructure and service expansion

g. Coordinate collaboration with World Bank Water and Sanitation Program, BAPPENAS, PAMSIMAS, SANIMAS, FIs, local governments, and other stakeholders

h. Maintain relationships with partners and establish regular communication regarding program implementation activities.

i. Organize and communicate information to track program performance, enhance CBO activities, and support the mission of Water.org

j. Work closely with partners to ensure timely program implementation according to the budget and work plan

k. Develop partner stories or beneficiary profiles.  

2. CBO Financing Program (60%). Manage CBO financing program. key task include, but are not limited to: 

a. Analyze CBO bankability and identify CBOs ready to access commercial capital for infrastructure and service expansion

b. Present lender nomination proposal to decisional committee with Lender analysis spreadsheet for decisional Committee provides written approval

c. Prepare the draft agreement with the lender and send the final version to Lender for signature

d. Present to FIs information about the CBO market, build FI understanding of CBO investment opportunities, provide guidance to FIs in underwriting loans to CBOs

e. Review the submitted materials and confirm all facility requirements have been met with the CBO creditworthy. Ensuring the loan terms are suitable to allow for repayment (cash flows are adequate.

f. Working closely with the FIs on the loan product development for CBO and provide necessary training for FIs staff on CBO program

g. Monitoring FIs monthly portfolio report for CBO.

3. Water.org Organizational Support (10%) –Key tasks include, but are not limited to:

a. Support partner exchange visits to Water.org partners in other countries. Act as a regular liaison between Water.org, partner financial institutions and other stakeholders

b. Serve as a knowledge base for Water.org cross cutting program and represent Water.org at events and in written publications to advance the organizational mission and vision.

c. Maintain regular contact with Water.org US program managers to support partner reports, inform about partner progress and report any issues impacting achievement of program deliverables.

d. Assist in the development of new tools, processes and/or procedures.

Professional Qualifications

• At least five years of relevant experience with banking and financial sector as credit officer, financial analyst or credit analyst.

• Strong understanding of financial statements and experience with financing or strengthening of water/sanitation service       providers or other small businesses.

• Familiarity with water and sanitation provision in Indonesia.

• Bachelor’s Degree in related field with demonstrated record of outstanding academic and career achievement.

• Fluency in Bahasa Indonesia and English required

• Project management experience and entrepreneurial mindset.

• Proven track record proactively identifying challenges and developing innovative solutions

• Demonstrated ability to deliver results working in a small team and playing a variety of roles

• Willingness to travel up to 30% of time

• Advanced Excel skills

• Willingness to travel up to 30% of time

Salary/Benefits

This is a two year contract position with strong potential for extension and competitive compensation commensurate with experience.

Application Information

Interested candidates may send a copy of their CV and a cover letter indicating their interest to:

indonesia.waterorg@yahoo.com

water.org.indonesia@gmail.com

Please put “Application for (position details)” in the email subject line.

Please note that the candidate who already sent the application for this position during the previous job announcement is not eligible to apply.

Water.org is an equal opportunity employer. We do not discriminate on the basis of age, ethnicity, gender, nationality, religious belief or sexual orientation.